Internet bank prototyping and UX
We design and prototype the internet bank’s user interface, optimise workflows and test the solution with real users before it goes into development.
Software for banks and insurers, developed with you for the long term
We prototype internet banks and develop self-service portals and insurance systems for banks and insurers in the Baltics.
We work for the long term: a dedicated team working together with your people and your other vendors.
- 15+years of software development experience
- 25+employees
- 120+completed projects
- ISO 27001certified information security
What we offer
For banks and insurers, our work falls mainly into three areas.
Self-service portals
We build self-service portals where customers can compare, buy and manage products without visiting a branch – from investment products to insurance.
Insurance systems and integrations
We develop insurance sales and management systems and integrate them with insurers, brokers and internal systems, even when every partner has its own API and sales process.
Why choose us?
Banking and insurance software isn’t finished in one project. An internet bank, a self-service portal or an insurance sales system keeps evolving, alongside the bank’s own teams, other vendors and the regulator’s requirements.
Our teams have been in projects like these from start to finish, on both web and mobile. We know how decisions are made in a large organisation and how to fit several vendors’ work together.
Taking over an existing system
We take over systems built by another vendor or an in-house team. We start with a code and security audit, which shows you what is in order, what needs fixing and what is critical.
In the financial sector this is often an older system supervised by the Financial Supervision Authority. We upgrade or replace the outdated framework piece by piece, modernise the code and improve the system’s speed and reliability.
A dedicated team
Banking and insurance projects are long-term. You get a dedicated team from us that knows your products, systems and decision-making. The team’s make-up depends on your needs and can grow or shrink over time.
We work together with your team and other vendors: shared goals, transparent planning and regular updates on the work done.
Completed projects
We have extensive experience in developing IT software and e-commerce solutions for businesses, spanning from the financial sector to insurance and pharmaceutical industries. We serve as a long-term partner for both large corporations and rapidly growing startups.
LHVWe had a unique opportunity to build a business-critical application for LHV Kindlustus to help their business grow.Read more
Luminor BankOur team is working on various mobile and web projects, including a new online banking solution.Read more
EstravelWe developed a travel insurance solution integrated with the sales process. We supported and upgraded the travel insurance system.Read more
SEB PankIn addition to designing and coding the user interface, we carried out extensive workflow optimisation and website usability testing. Global Finance named the final solution the best digital bank in Estonia.Read more
Afrexim BankAfreximbank, the African trade finance bank, needed a large and complex web portal to reflect its new corporate identity.Read more
TavexTavex is the largest precious metals dealer in Northern Europe. We developed and maintain all of their digital channels.Read more
Danske BankOpus delivered an advanced self-service portal showcasing all of the bank’s products, together with a well-structured online platform for presenting financial news and advice.Read more
NasdaqThe team at Opus developed the web portal for the Nasdaq Tallinn bond trading system, including its user interface.Read more
How do we work?
You talk directly to the people who build your solution, not to intermediaries.
Kick-off meeting
We listen to your goals and get to know your existing systems and requirements.
Analysis
We map the workflows, integrations and regulatory requirements.
Prototype and user tests
A clickable prototype that we test with real users before development.
Development in cycles
We work in step with your team and your other vendors.
Maintenance and further development
We stay with the system after release too.
Frequently asked questions
Do you work with our IT department and other vendors?
Yes. Most of our financial-sector projects have been delivered together with the client’s own team and other vendors. We agree at the start who is responsible for what, and plan the work together.
Can you do just the prototype?
Yes. The prototype and user tests give you a validated solution that can be developed further by us, your own team or another vendor.
How do you ensure security?
Our information security is ISO 27001 certified, and we check solutions against OWASP guidelines. Security and audit requirements are taken into account from the analysis stage.
Will the solution meet accessibility requirements?
Yes. We check solutions against WCAG. Since 2025 the European Accessibility Act (EAA) also applies to banking services.
How much does a financial-sector project cost?
The price depends on the scope, the integrations and the make-up of the team. We give an exact estimate after a short analysis.
Get in touch
We have your back when it comes to web development, giving you the freedom to focus on building and growing your company.
